Pronunciation

/ɪkˈses/

Definitions

• Noun (n): An amount that exceeds what is usual, necessary, or desirable; surplus or overabundance. Example: “There was an excess of food at the banquet.”
• Adjective (adj): Beyond what is normal or necessary; exceeding a limit. Example: “The insurance policy covers damage due to excess water.”
  • Phrase: In an insurance context, “excess” can refer to the amount a policyholder must pay before an insurer will cover a claim (e.g., “a £500 excess”).

Example Sentences

• Noun: “She decided to donate her excess clothing to charity.”
• Adjective: “Due to excess rainfall, the river flooded its banks.”
• Insurance Context: “Your car insurance policy has a $1,000 excess for any claims made.”

Phrases

• “In excess of”: More than; surpassing a certain amount. Example: “The project costs were in excess of $1 million.”
• “To indulge in excess”: To engage excessively or immoderately in something, often referring to behavior like drinking or spending.

Synonyms

• Surplus
• Overabundance
• Excessive amount
• Superfluousness
• Too much
• Unnecessary amount
• Limit excess
• Deductible (in insurance contexts)